Accounting & Commissions

Insurance Accounting Software for commissions and premium reconciliation

Carrier statements parsed automatically. Commissions reconciled per policy and per producer. Producer payouts and overrides modelled correctly. Stop closing the month from Excel.

How insurance money flows through Aron

Carrier statement in, producer payout out — automated.

01

Carrier statements come in

Aron ingests carrier commission statements (CSV, Excel, PDF or API) and maps each line to the underlying policy.

02

Reconcile and explain deltas

Expected commission (from the policy + commission rule) vs. actual (from the statement) is compared per policy. Discrepancies are flagged with reason: chargeback, mid-term endorsement, premium adjustment.

03

Producer payouts and overrides

Each producer's earnings are computed from their commission rules — including overrides on sub-producers — and prepared for payout in one click.

What insurance accounting actually needs

Generic accounting software doesn't know what a policy is. Aron does.

Policy-level commission tracking

Every policy carries its own commission rule. Endorsements, mid-term changes and renewals automatically recompute expected vs. earned commission.

Carrier statement parsing

PDF, Excel and CSV carrier statements parsed and reconciled automatically. New carrier formats configured in days, not quarters.

Producer payouts

Producer earnings computed from their tier, line, and override structure. Payouts prepared as a payment run with full backup detail.

Premium and instalments

Premium collection, instalment plans, lapse handling — wired to your payment rail (Stripe, GoCardless or local equivalents).

Tax and IPT handling

Premium taxes and insurance levies broken out per line per jurisdiction. Reports per tax authority, ready for filing.

Margin reporting

Margin per producer, per line, per carrier, per cohort — in real time. Stop discovering bad books at year-end.

What it replaces

0
End-of-month Excel days
Per-policy
Commission reconciliation
Real-time
Margin visibility
1 click
Producer payout runs

Why a generic accounting package doesn't cut it

Generic accounting doesn't know about policies

QuickBooks or Xero treat every commission line as a transaction. Aron treats it as a policy event with expected vs. actual reconciliation.

Overrides and tiers, modelled

Multi-tier producer compensation (your producer's producer's commission) is correctly modelled — not approximated with spreadsheets.

Carrier formats, handled

Every carrier ships statements differently. Aron normalises them into one model. Onboarding a new carrier is days, not a project.

Statutory accounting stays separate

Aron replaces the agency-side reconciliation. Your statutory general ledger stays with your accountant — we feed it clean exports.

Frequently asked questions

Does Aron replace QuickBooks / Xero / our statutory accounting?

No. Aron handles agency-side commission and premium reconciliation. Your statutory accounting and general ledger remain in their dedicated system — we export clean monthly figures to them.

Can it handle multi-tier producer commissions?

Yes. Sub-producers, overrides, override-of-override, group splits — modelled natively. Compensation plans are encoded once, applied automatically.

How does carrier statement ingestion work?

We ingest CSV, Excel, PDF and API-delivered statements. Each carrier has a parsing template. New carrier formats are typically set up in a few days.

What about premium taxes and IPT?

Premium tax and insurance levies are broken out per line per jurisdiction, with reports formatted for the relevant tax authority.

Can my producers see their own earnings dashboard?

Yes. Producer-level dashboards show current-period and historical earnings, with policy-level backup detail.

Is this accounting software for insurance only, or also for adjacent businesses?

It's purpose-built for insurance commission and premium economics. We don't try to be a generic accounting package — we plug into the one you already use.

See your own carrier statement reconciled live

Bring a recent carrier statement. We'll show you parsing, reconciliation and producer payout — running on a demo tenant.