MGA Insurance Software

MGA Insurance Software: end-to-end policy management and distribution

MGA insurance software to underwrite, distribute, administer and report from one platform. Built for delegated authority operations — with native broker management, bordereaux automation and carrier-grade audit trail. Move off spreadsheet-driven MGA ops.

How the MGA insurance software runs your operation

From rate filing to monthly bordereau — automated.

01

Configure your rating and underwriting rules

Upload rate tables, factor sets and eligibility rules. The MGA software exposes them as a quoting API and an admin UI — both audited on every change.

02

Onboard your distribution network

Brokers and sub-producers are onboarded through a guided flow: licence verification, appointments, contracts, training. Each producer gets the quoting widget and a portal.

03

Administer and report — automatically

Policies bind, endorse, lapse and renew inside the MGA insurance software. Bordereau, premium and claims reports are generated against your carrier paper on a schedule.

MGA insurance software features built for delegated authority

Everything an MGA needs the day after writing its first risk.

Carrier paper management

Model your carriers, programmes, capacity layers and authorities. The MGA software enforces eligibility at quote time — no out-of-appetite binds.

Distribution network management

Onboard brokers, sub-producers and tied agents in one flow. Hierarchies, commissions, overrides and overrides-of-overrides modelled correctly.

Bordereau automation

Premium, claims and risk bordereau generated to each carrier's spec. No more end-of-month Excel marathons.

Live loss ratios

Per programme, per producer, per peril — updated continuously so you can intervene early on bad cohorts.

Producer performance tracking

Track new business, retention, loss ratio and aged receivables by producer. Reward what's working, fix what isn't.

Audit trail and data segregation

Carrier-grade audit trail with row-level access — show each carrier exactly the policies on their paper, nothing else.

Why MGAs choose this insurance software

End-to-end
Quote to bind to report
0
Excel bordereaux
100%
Eligibility enforced at quote time
Real-time
Loss-ratio visibility

MGA insurance software vs. legacy alternatives

Stop reconciling spreadsheets at month-end

Bordereau and commission reconciliation happen continuously in the MGA software. The monthly close is a click, not a project.

Producers actually use the system

Modern UX means brokers and sub-producers quote directly in the MGA insurance software instead of emailing risks back to the underwriter.

Carriers trust the data

Audit trail, eligibility enforcement, granular permissions — your capacity providers see clean, real-time programme performance.

Open infrastructure

REST API, MCP, webhooks. Connect your data lake, your BI, your reinsurance broker — without vendor-managed integration projects.

MGA insurance software — frequently asked questions

Is Aron a true end-to-end MGA insurance software provider?

Yes. The MGA software covers the full lifecycle: rating, quoting, binding, endorsements, renewals, lapses, claims intake and reporting. The one piece we don't replace is your carrier accounting general ledger — Aron exports clean data to it.

Can the MGA software support broker-managed and MGA-managed business side by side?

Yes. The same tenant can run pure-broker workflows and MGA workflows simultaneously, with appropriate segregation. This matches how most modern intermediaries are structured.

How do bordereau exports work in the MGA insurance software?

Each carrier programme has a configurable bordereau template (Excel, CSV, EDI). The MGA software generates and ships these on schedule — or your carrier can pull them via SFTP / API.

What about reinsurance reporting?

The MGA insurance software exports premium and loss data in standard formats consumable by reinsurance brokers and treaty managers. Specific cedant formats are configured during onboarding.

How does the MGA software handle delegated authority controls?

Authorities are encoded in the rating and underwriting rules. An out-of-appetite risk is blocked at quote time with an audit-logged reason. Manual referrals route to the underwriting desk inside the software.

Is the MGA insurance software used in production today?

Aron's foundational code runs MioAssicuratore S.r.l. — an Italian IVASS-licensed broker with revenue and 60k+ policies. The MGA-specific modules are productised from those workflows. Reference customers available on request.

See the MGA insurance software configured live

Bring your programme spec. We show you carrier paper, eligibility, bordereau and producer onboarding — all running in one demo tenant.