Disclosures, contract trees, complaints, audit trails, IDD/IVASS/FCA-style obligations — wired into every workflow, not bolted on top. Regulator-ready, by default.
Not a separate module. A property of every action in the platform.
Pre-contractual information, conflict-of-interest, distribution rules — the system serves the right disclosure to the right person at the right step. Customer acceptance is captured and timestamped.
Who quoted, who bound, who endorsed, with what disclosures, on what version of the wording. The audit log is append-only and cryptographically verifiable.
Complaints register, IDD inspections, ongoing duty checks — generated on demand against the live data. Compliance officers stop assembling spreadsheets.
Both the compliance officer's tools and the producers' guardrails.
Every carrier appointment, sub-producer contract and customer agreement modelled, versioned and searchable. End-of-life notifications, renewal calendars, document templates.
Pre-contractual information, IDD demands-and-needs, conflict-of-interest, ongoing duty — served automatically at the right point in the flow.
Inbound complaints captured, categorised, tracked to resolution, with the statutory deadlines surfaced to the compliance team. Regulator-formatted export.
Out-of-appetite risks, missing disclosures, expired KYC — blocked at the action layer with audit-logged reasons. Compliance becomes a property of the system, not a training reminder.
Every read, write and AI action is logged with who/when/why. Cryptographically chained for tamper evidence. Regulator-ready on inspection.
Retention rules per data category, automated archive/destruction, and a built-in flow for GDPR-style data subject requests.
A producer can't bind a risk missing a disclosure. The platform doesn't block the workflow — it includes compliance inside the workflow.
Carrier appointments, producer contracts, customer agreements — modelled against the same entities they govern. No separate contract repository.
The pattern works across European distribution regulation. New jurisdictions are added by encoding rules, not by rewriting workflows.
Every AI action carries the same provenance as a human action: input, model used, output, override status. Auditors can reconstruct exactly what happened.
Part of the platform. We don't sell compliance as a separate product because compliance only works when it's wired into every action — quoting, binding, endorsement, claim. Buying it as a sidecar tool means it stays optional.
Yes — carrier appointments, sub-producer contracts, customer agreements, NDAs and partner contracts are all modelled, versioned and searchable.
European IDD (with Italian IVASS specifics encoded), plus the disclosure patterns common to FCA-style regimes. New jurisdictions are configurable — we encode the rules without rewriting workflows.
Inbound complaints (any channel) get captured, classified, tracked against statutory deadlines, and exported in regulator-friendly format. Each complaint links back to the policies and producers involved.
Append-only, cryptographically chained, with hash receipts of every transaction. Compliance officers and external auditors can verify integrity independently.
It can — if it's not wired in carefully. Aron treats AI outputs as auditable actions. Inputs, models used, outputs, human overrides — all logged. Advice that requires a licensed producer is refused by the AI.
Bring a regulatory requirement you struggle to evidence today. We'll show you how Aron captures it automatically.