Policy Management

Insurance Policy Management Software for the whole policy lifecycle

Quote, bind, endorse, renew, lapse, archive — every policy event on a clean event-sourced model with full audit trail. A commercial-grade alternative to legacy AMS and to open-source projects that need an engineer to keep them alive.

How Aron treats a policy

Not a row in a table — an event log of everything that ever happened to that contract.

01

Bind

When a quote turns into a policy, Aron creates an immutable event log: risk, parties, coverages, premiums, commissions, documents. Every later change is a new event on top.

02

Operate

Endorsements, mid-term changes, claims notifications, payments, lapses — all appended to the event log. At any moment you can reconstruct the policy as it was on any past date.

03

Renew or close

90 days before expiry the renewal workflow fires automatically. On lapse or cancel, the policy is archived with the full history intact for the statutory retention period.

What modern policy software gives you

Capabilities most legacy AMS and OSS projects don't ship.

Event-sourced model

Every change is a new event, never a destructive update. Forensic audit, point-in-time queries and dispute resolution become trivial.

Versioned documents

Schedule, certificate, IDD documents — every version preserved and timestamped. Pull the exact PDF the customer saw on the day they signed.

Endorsements as workflows

Add a driver, change a coverage, swap a vehicle — the endorsement triggers carrier re-quote, customer notification, document re-issuance and accounting update, automatically.

Search across the whole book

Full-text search across policies, parties, documents and notes. Find every policy with a specific endorsement clause in seconds.

Programmable reporting

Standard reports out of the box. For everything else: SQL view of your tenant, BI connectors, or build directly against the API.

Open data, no lock-in

Export your whole book any time as structured data. We do not hold your portfolio hostage.

What you get out of it

Event-sourced
Architecture
Full
Lifecycle coverage
60k+
Policies under management
0 lock-in
Open export of your book

Aron vs. open-source policy management projects

Production-grade out of the box

No DevOps to maintain. No 'this module isn't finished' surprises. We run the platform — you run the business.

Modern AI built in

AI quote generation, document classification, renewal optimisation. OSS projects assume you'll bolt that on yourself.

Regulator-ready audit

Audit packs, retention policies and disclosure logs are first-class. OSS code rarely encodes these correctly.

Carrier integrations included

25+ carriers natively, plus our autonomous AI agents for legacy portals. OSS gives you the schema, not the integrations.

Same openness, less risk

REST API, MCP, full data export. The openness of OSS without the operational tail.

Frequently asked questions

How does Aron compare to open source insurance policy management software?

OSS projects in this space give you a schema and a CRUD UI — you supply the carriers, the AI, the compliance, the audit and the DevOps. Aron is a managed product with all of that included. Same openness on data, much shorter time to value.

Can we export our book if we leave?

Yes. Full structured export of policies, parties, documents and event logs is available at any time, free of charge. We treat your portfolio as your asset.

What lines of business does the policy model support?

Motor, motorcycle, home, commercial property, professional liability, marine, health and life. The data model is extensible — new lines can be configured without code.

How does event-sourcing actually help my day-to-day?

Disputes, audits, retroactive corrections and complex endorsements become straightforward because you can reconstruct policy state at any historical moment. Legacy systems destroy history on update — Aron never does.

Do you replace my accounting system?

No — Aron handles commissions, premiums and producer reconciliation, but your statutory accounting / general ledger remains separate. We export clean data to it via API or CSV.

Is the platform multi-tenant or single-tenant?

Multi-tenant on shared infrastructure, with strong tenant isolation. Single-tenant deployment is available for larger MGAs / carriers on request.

See policy lifecycle in action

We'll show you bind, endorse, renew and audit on a live tenant — with your own data shape if you bring it.