MGA Operations

MGA Insurance Software: end-to-end policy management and distribution

One platform to underwrite, distribute, administer and report. Built for delegated authority — with native broker management, bordereaux automation and carrier-grade audit. Move off spreadsheet-driven MGA ops.

How Aron runs an MGA operation

From rate filing to monthly bordereau — automated.

01

Configure your rating and underwriting rules

Upload rate tables, factor sets and eligibility rules. Aron exposes them as a quoting API and an admin UI — both audited on every change.

02

Onboard your distribution

Brokers and sub-producers are onboarded through a guided flow: licence verification, appointments, contracts, training. Each producer gets the quoting widget and a portal.

03

Administer and report — automatically

Policies bind, endorse, lapse and renew inside Aron. Bordereau, premium and claims reports are generated against your carrier paper on a schedule.

Built for delegated authority

Everything an MGA needs the day after writing its first risk.

Carrier paper management

Model your carriers, programmes, capacity layers and authorities. Aron enforces eligibility at quote time — no out-of-appetite binds.

Distribution network

Onboard brokers, sub-producers and tied agents in one flow. Hierarchies, commissions, overrides and overrides-of-overrides modelled correctly.

Bordereau automation

Premium, claims and risk bordereau generated to each carrier's spec. No more end-of-month Excel marathons.

Live loss ratios

Per programme, per producer, per peril — updated continuously so you can intervene early on bad cohorts.

Producer performance

Track new business, retention, loss ratio and aged receivables by producer. Reward what's working, fix what isn't.

Audit & data segregation

Carrier-grade audit trail with row-level access — show each carrier exactly the policies on their paper, nothing else.

Why MGAs run on Aron

End-to-end
Quote → bind → report
0
Excel bordereaux
100%
Eligibility enforced at quote time
Real-time
Loss-ratio visibility

What changes vs. legacy MGA software

You stop reconciling spreadsheets at month-end

Bordereau and commission reconciliation happen continuously. The monthly close is a click, not a project.

Producers actually use the system

Modern UX means brokers and sub-producers quote directly in Aron instead of emailing risks back to the underwriter.

Carriers trust the data

Audit trail, eligibility enforcement, granular permissions — your capacity providers see clean, real-time programme performance.

Open infrastructure

REST API, MCP, webhooks. Connect your data lake, your BI, your reinsurance broker — without vendor-managed integration projects.

Frequently asked questions

Are you a true end-to-end policy management provider for MGAs?

Yes. Aron covers the full lifecycle: rating, quoting, binding, endorsements, renewals, lapses, claims intake and reporting. The one piece we don't replace is your carrier accounting general ledger — Aron exports clean data to it.

Can the platform support broker-managed and MGA-managed business side by side?

Yes. The same tenant can run pure-broker workflows and MGA workflows simultaneously, with appropriate segregation. This matches how most modern intermediaries are structured.

How do bordereau exports work?

Each carrier programme has a configurable bordereau template (Excel, CSV, EDI). Aron generates and ships these on schedule — or your carrier can pull them via SFTP / API.

What about reinsurance reporting?

Aron exports premium and loss data in standard formats consumable by reinsurance brokers and treaty managers. Specific cedant formats are configured during onboarding.

How does Aron handle delegated authority controls?

Authorities are encoded in the rating and underwriting rules. An out-of-appetite risk is blocked at quote time with an audit-logged reason. Manual referrals route to the underwriting desk inside Aron.

Is Aron used by MGAs today?

Aron's foundational code runs MioAssicuratore S.r.l. — an Italian IVASS-licensed broker with €468k revenue and 60k+ policies. The MGA-specific modules are productised from those workflows. Reference customers available on request.

See an MGA tenant configured live

Bring your programme spec. We'll show you carrier paper, eligibility, bordereau and producer onboarding — all running in one demo tenant.